Cita APA (7th ed.)

Heffernan, S. (1996). Modern banking in theory and practice. John Wiley and Sons.

Cita Chicago (17th ed.)

Heffernan, Shelagh. Modern Banking in Theory and Practice. New York: John Wiley and Sons, 1996.

Cita MLA (9th ed.)

Heffernan, Shelagh. Modern Banking in Theory and Practice. John Wiley and Sons, 1996.