APA način citiranja (7. izdanje)

Heffernan, S. (1996). Modern banking in theory and practice. John Wiley and Sons.

Čikaški stil citiranja (17. izdanje)

Heffernan, Shelagh. Modern Banking in Theory and Practice. New York: John Wiley and Sons, 1996.

MLA način citiranja (9. izdanje)

Heffernan, Shelagh. Modern Banking in Theory and Practice. John Wiley and Sons, 1996.