Tohutoro APA (7th ed.)

Heffernan, S. (1996). Modern banking in theory and practice. John Wiley and Sons.

Tohutoru Kātū Chicago (17th ed.)

Heffernan, Shelagh. Modern Banking in Theory and Practice. New York: John Wiley and Sons, 1996.

Tohutoro MLA (9th ed.)

Heffernan, Shelagh. Modern Banking in Theory and Practice. John Wiley and Sons, 1996.